I want to start off saying that we are lucky. My work-provided insurance does not exclude infertility doctor appointments or medicines.

But I want to remember what we are going through in order to make our future baby, so I thought I’d do a quick rundown of cycle costs. At the beginning of the year, I set aside $1200 pre-tax to be taken out of my bi-weekly paychecks for a FSA. I was planning that we’d either use it for IF or child birth as well as the usual stuff like dentist & regular doctor appts.

Our copay for appointments {of any length or kind from U/S to meeting with Dr P} is $50. This 19th cycle I’ve been three times {baseline US, follow up with Dr P & today’s US}. I was planning that they’d be a second monitoring appt but I’ve grown enough follicles quick enough to not warrant extra days. So total of $150 {the injectibles class was $55 so I guess actual total is $205}.

I also have a copay for medicines but Medco is kinda tricky. It’s cool with normal copays at regular pharmacy twice per medicine. So first two times I picked up Ovidrel {medicated cycles 2 & 3 bc got it free from friend 1st time- thanks N}, it had a $50 copay. This time I had to order it straight from Medco {at $82} to avoid it jumping to $100 copay from CVS. I ordered the second one needed for this cycle from a local specialty pharmacy & it cost $50. {total $132 for cycle 4}

Femara {10 tiny pills} is $20 at normal pharmacy. I got it twice at CVS for $20 then filled it last time while I was working in Forest City & it was also $20. This time from Medco shipped to my door, it was $10. {total cycle 4 $10}

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My progesterone supps {15 bullet shaped things} have to be from a specialty pharmacy. The first time I used them {medicated cycle 2}, I bought them from local BR Pharmacy & they were $45. I heard they were cheaper elsewhere, so I ordered them from the office recommended online pharmacy for cycle 3. They were $30 & I still have some of these left. A friend that moved away had some left from her recently failed cycle so she gave those to me {thanks A}, so I’m not having to pay anything for this medicine this cycle. {cycle 4 $0}

I found another local specialty pharmacy for the Follistim last Friday afternoon. They gave me the Follistim pen, medicine, needles, a Sharps container, band-aids & alcohol wipes, & the pen container for it all for $100. I thought my highest copay was $50 but since it’s just used for infertility this might explain the higher copay. {cycle 4 $100}

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Another awesome friend had some of the Antagon leftover from her IF cycles. She’s now pregnant & they are close to expiring so she passed them on to me {thanks M}. I found out today that I will only need one of these which usually cost $83. {cycle 4 total $0}

That means my total medicine cost of $242 this cycle & full cost with appts is $447. {Antagon not pictured}
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We used up the last of the $1200 last Friday so I’ve paid $100 out of pocket this week. Hopefully we won’t have further medicate cycles, but if we do, they will also be paid out of pocket {even more motivation for this one to be the one that WORKS!}.

I would be remiss if I didn’t also mention emotion costs {stress, loneliness, 10 pounds of emotional eating} as well as social costs. That’s probably another post for another time but I will say this. I’m a social person. That I left my really good friend’s 30th b-day party early to have TI & that cycle didn’t work. I hate that. That we’re no longer going to OIB over this July 4th weekend {first time not being there since I was in elementary school} so we can stay home & do shots & have sex; that sucks.

Bottom line: I’m hoping these costs are more than worth it in the long run.